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C-Bank

C-Bank

Saint Vincent Capital LTD. C-Bank
Saint Vincent Capital LTD. C-Bank
simple process, Bank grade Security, Variety of currencies

How platform works?

First Step

Deposit fiat funds or stablecoins if you want to lend. Deposit cryptoassets to secure a loan if you want to borrow.

Lending Market

Find the most suitable offer to issue a loan instantly or create a custom one.

Loan Repayment

Borrowers commit to paying interests on time. Otherwise, cryptocollateral ensures this.

Final Step

Once the loan is paid off, the lender gets funds and earned interests. Сryptoassets return to the borrower.

Secure & Simple

Unlock your cryptoassets value without selling

Use your crypto as collateral to get a loan without credit checks.

Crypto as Collateral

No Credit Checks

Variety of Fiat Currencies, Cryptocurrecies and Stablecoins

 

For Borrowers

Preserving Cryptoassets

No need to sell cryptoassets to get money. Borrow cash against your crypto and get collateral back after pay-off.

No Credit Checks

There is no need to check the credit history and prove your payment capacity.

Flexible Conditions

Get a loan in fiat or stablecoins for a period from 7 days to 3 years. Early loan repayment without extra fees and penalties.

Convenient

Various payment methods to withdraw borrowed funds quickly.

Saint Vincent Capital LTD. C-Bank
Saint Vincent Capital LTD. C-Bank

For Lenders

No Obstacles

C-Bank matches lenders and borrowers, acting as a custodian by delivering a safe and clear lending experience.

Worldwide Coverage

Borderless lending opportunities are available for lenders from anywhere in the world.

Variety of Currencies

Variety of Currencies Loans can be issued in fiat currencies (USD, EUR, GBP, RUB), cryptocurrencies (BTC, BCH, ETH, LTC, XMR) or stablecoins (TUSD, USDC, PAX, DAI, USDT, EURS, BUSD).

Reliability and Safety

The C-Bank is licensed as a financial institution. Fully legal status and protected infrastructure ensure the security of funds.

FAQS

Frequently Asked Questions

GENERAL

To earn interests on fiat, crypto or stablecoins, you can choose between two paths:For lenders, C-Bank is an opportunity to earn interest on their coins or fiat. There are two alternatives for making money: lending platform and interest account. With the lending platform, you can offer a loan on your terms. With the interest account that works as a bank deposit, you receive a fixed rate with no hassle. All the loans on the platform are secured by overcollateralization to ensure full and timely repayments. For borrowers, C-Bank provides an opportunity to unlock the value of crypto while holding. Instead of selling assets and lose on unfavorable rates and taxation, users can get money fast using their assets as collateral. Crypto-backed loans can also work as leverage for various trading strategies.
Modesty aside, C-Bank is the most advanced crypto lending platform. Here's what do we mean by "advanced":
  • C-Bank provides plenty of tools to reach your financial goals: crypto-to-crypto or crypto-to-fiat loans, interest account, crypto exchange, and beyond.
  • We are convinced that flexibility is key. On C-Bank, you can choose yourself pretty much everything you could think of: the interest rate, loan term, loan amount, repayment method, and more.
  • Licensed financial institution status and worldwide coverage allow us to offer service almost anywhere and anytime, day or night.
  • We offer a wide variety of stablecoins, fiat, and cryptocurrencies.
  • The C-Bank security system ensures the integral safety of its users and their assets.
  • With our proactive liquidation algorithm, C-Bank has a 70% LTV limit — one of the highest on the crypto lending market.
  • On C-Bank, users can deposit and withdraw fiat funds instantly with a card of any bank.
  • Thanks to our mobile interface, users have fast and convenient access to the platform from mobile devices.
  • We generate a unique Loan Agreement for each loan and provide an opportunity to export loan history to CSV for user’s accountability.
  • Borrowers can manage collateral of an active loan and make early loan repayment with no penalties.
  • C-Bank charges no fees for depositing and withdrawing funds on the platform.

The C-Bank platform operates worldwide with small restrictions due to regulations.Hacking attempts, bots, and DDoS attacks are filtered out meticulously thanks to Web Application Firewall and DDoS Protection.

To keep the platform and customers’ funds safe, we utilize the strictest security standards as the financial institution does.

To prevent security breaches, we have a bug bounty program, account takeover protection system, regular vulnerability scans, and, for sure, two-factor authentication that protects your account.

LENDERS

To earn interests on fiat, crypto or stablecoins, you can choose between two paths:
  • The lending platform allows you to find an appropriate loan request or create your offer with a custom interest rate, loan term, and amount.
  • The interest account helps to earn a fixed rate on your asset just for parking your money on the platform.

Thanks to overcollateralization and automatic liquidation system, the volatility of the crypto market never affect lenders. The C-Bank platform the time it's operational, Since then, every lender received their funds in full and on time.

In the case of non-repayment, the platform will automatically sell a part of the borrower's collateral to pay his dues in time. If the value of crypto-collateral drops significantly, the system liquidates it to repay the principal and interest in full.

Borrowers risk losing collateral in case of a non-repayment or a significant fall in the crypto value. To prevent this, we recommend to borrow a loan with the low LTV, monitor your loan info regularly, and make payments on time.

LTV fluctuations indicate the health of your loan’s collateral. If the price of the crypto-asset falls, the LTV will increase. As soon as it reaches 80%, you’ll get an email alert. To prevent liquidation at this point, you can add more collateral or repay a part of the loan earlier.

If you do nothing, collateral liquidates automatically after the LTV crosses a ~90% threshold.

BORROWERS

The C-Bank platform operates worldwide with small restrictions due to regulations.

Thanks to overcollateralization and automatic liquidation system, the volatility of the crypto market never affect lenders. The C-Bank platform became operational in July 2018. Since then, every lender received their funds in full and on time.

In the case of non-repayment, the platform will automatically sell a part of the borrower's collateral to pay his dues in time. If the value of crypto-collateral drops significantly, the system liquidates it to repay the principal and interest in full.

The C-Bank platform operates worldwide with small restrictions due to regulations.You can use debit and credit cards of almost every bank in the world to deposit euro. It is possible to deposit from any card in any currency. The system will automatically convert your funds into euro according to your local bank exchange rate.

There are other methods available to deposit fiat funds. Those include SEPA, SWIFT, AdvCash, and others.

Saint Vincent Capital LTD.

20 Regal House Lensbury Avenue,
London, England, SW6 2GZ
REG. 12887418